Foreseeing Accidents

So, about a year ago I suddenly developed a fear of driving. I had never had any problem with travelling in a car before, but now I imagined getting into a car crash all the time. Eventually I was so convinced that I was going to be in a car crash, I resigned myself to my fate and just held on to the car handle whenever I travelled in a car.

Anyway, after a few months of living in fear of being in a car crash, I was in a car crash. My sister was driving, and she basically just lost control of the car for no apparent reason and the car spun off the road (pictures included). Luckily no one was hurt, but I couldn't help thinking about the random fear I had developed of cars.

After the accident, I actually STOPPED being scared of driving. It was as if I knew I would not be in another car crash.

Then a few months ago, I suddenly kept imagining myself having a riding accident. I imagined myself falling off my horse, and breaking my wrist. However, I thought nothing of it and carried on riding as usual. Two months ago, I fell off my horse while show jumping and broke my wrist. It was not a particuarly bad fall, I just landed awkwardly.

Now, I keep imagining my whole family dying. I'm absolutely terrified because it seems as though I may have preempted the last two accidents. I don't know whether this is just coincidence, or whether I really did see the future! If I am "clairvoyant", then do I need to be worried about my family? Or am I just paranoid because of the last two accidents? I am getting really worried about my family, when I am at school I almost expect a phone call telling me my family is dead: (

Thanks for any advice!