My experience is through a friend of mine. He told me once when I had just known him a short time, that he had dreams sometimes that were foreboding. His family thought he was psychic because of this. I didn't think anything of it at the time. A couple of years later, we were going to go on a trip and leave our families at home. We bought plane tickets and arranged hotels and trains, etc. It was to be a two week adventure.
About two days before we were to leave we met and he said he didn't want to go. He seemed really sad. I was pretty mad about it and got out of him the reason being because he had a dream that if we went something bad was going to happen. He said he didn't know what it was but didn't want anything bad to happen to his kids and he was worried. I made fun of it just being a stupid dream and said if he didn't go with me I was going to go alone and that I was really disappointed since we already purchased all the travel tickets and hotels. In short, I convinced him to stick with our plan.
We flew overseas, and when we arrived at our first destination, I tried to call my spouse. I got no answer, even though it was five in the morning and we'd planned that I would call when I arrived. I figured they were having a hard time waking up, so I called a couple more times. Still no answer. I waited a couple of hours when I knew for sure they'd be awake. I got no answer still. So I called my brother and asked him to go check on everything.
My brother didn't call me back for over an hour, so I called him. He seemed upset. I asked if my spouse was ok, and be said they were gone. I didn't understand... Gone where? My brother started to cry and he said there was an accident and my spouse was dead and that he had found them at the house.
My friend and I left and got on the next flight home. If I had been home, the accident wouldn't have happened. That's a fact based on the type of accident it was. My friend's premonition was about me. He loved my spouse as a good friend. This happened many years ago, and it hit me so hard that I didn't even make the connection about my friend's dream and him trying to get out of the trip, and my spouse's accident for a year or two after it happened. My friend and I have never talked about it, and we haven't seen each other much since then. I haven't seen him in about four years now and we live in the same town.